From SeaBank to MariBank: A Quiet Revolution in Finance

Once known as SeaBank Philippines, the institution quietly rebranded to MariBank Philippines Inc. in mid-2025 after receiving full approval from the Bangko Sentral ng Pilipinas (BSP).
The move reflects its evolution from a small rural bank into a tech-powered financial platform under Sea Limited—the Singapore-based parent company of Shopee and Garena.

The rebrand isn’t cosmetic. It’s a strategic leap—an acknowledgment that the future of banking lies in speed, simplicity, and access.

MariBank keeps its rural roots intact but layers them with digital-first convenience, allowing Filipinos to open an account in as fast as five minutes with just one valid ID.
No maintaining balance. No long queues. No paper forms. Just a clean, intuitive app experience.

It’s a Philippine-registered, BSP-supervised rural bank—locally grounded yet globally powered.

Designed for the Modern Saver

MariBank’s promise is clear: banking that rewards you daily.

Here’s what makes it stand out:

• High Interest Rates – Competitive rates credited daily. For example, balances up to ₱1,000,000 earn 3.5% p.a., and balances above that can earn 4.0% p.a..

• Free/Low-Cost Transfers – Send money via InstaPay and PESONet with minimal or no fees.

• Cashback & Debit Card Benefits – Debit card users can earn up to ₱1,000 cashback monthly. A virtual card is also available for secure online purchases.

• Referral Program – “Refer & Earn” lets you invite friends and earn real rewards: typically ₱100 per successful referral, while your friend gets ₱50, with some promos offering up to ₱150 for completing a minimum deposit of ₱1,000. Rewards are capped at ₱1,000 monthly.

• PDIC-Insured Deposits – Your savings are protected up to ₱1,000,000 per depositor, providing peace of mind.

• Physical Branch Presence – Selected branches, such as in Pagsanjan, Laguna, maintain MariBank’s rural bank heritage while its digital platform scales nationwide.

• Additional Perks – Bill payments, prepaid load purchases, QRPh scanning, and secure app access with multi-factor authentication.

As a result, MariBank isn’t just a bank—it’s a bridge between traditional trust and digital agility.

Transparency in Every Transaction

Interest earned from MariBank accounts remains subject to the 20% final withholding tax, as required by the Bureau of Internal Revenue (BIR).
It’s the same rule applied to all BSP-supervised banks across the country.

To illustrate: if MariBank posts a 6% annual rate, you effectively earn 4.8% after tax—automatically computed and credited.
No hidden clauses. No fine-print surprises.

Transparency is not just a policy—it’s a promise.

The Referral Program: Earning Made Social

MariBank turns community connection into a source of reward. Its Refer & Earn Program encourages users to grow their financial circle while earning bonuses:

• ₱100 for every successful referral; the referred friend receives ₱50.

• Some promos offer up to ₱150 per referral, provided the referred user deposits at least ₱1,000 and maintains it for a few days.

• Rewards are capped at ₱1,000 monthly, ensuring fair play.

• Referral codes are entered during sign-up and verified automatically, making the process seamless.

A modern take on word-of-mouth banking—where trust pays, literally.

Why MariBank Stands Out

The Philippines’ digital banking space is growing fast, but MariBank stands apart because it combines innovation with institutional credibility:

• BSP-supervised and PDIC-insured, ensuring compliance and protection.

• Powered by Sea Limited (Singapore), a global tech leader with digital excellence credentials.

• Builds on local heritage, rooted in its earlier rural bank structure, while introducing global-level digital infrastructure.

For many Filipinos, this means: finally, a bank that’s both tech-smart and trust-worthy.

“MariBank invites you to bank differently—where saving feels intuitive, rewards are daily, and your time is finally respected.”

MariBank is more than a name change—it’s a cultural shift in how Filipinos experience money.
Fast, fair, and future-forward, it offers the accessibility of a fintech app with the assurance of a BSP-regulated bank and the strength of a Singaporean tech giant behind it.

Whether you’re saving, sharing, or referring, MariBank proves that abundance doesn’t have to wait. It can start with one tap.

Ready to Start?

Experience the future of banking today. Open your MariBank Philippines account in minutes and enjoy high-interest savings, cashback perks, and rewards for referrals—all backed by a trusted BSP-supervised bank and a global tech leader.

Sign up now and start earning rewards: Open your MariBank account here →
Use referral code GA512079 during sign-up to maximize your welcome bonuses.